How to Write a Good Prosper Loan Request

One of the most important things about getting funded on Prosper.com is writing a good loan description. A good loan description will have to accomplish several key things:
1. Describe why you need the loan.
2. Describe your current expenses. If you're getting rid of loan debts, what are the current debts and interest rates you're paying?
3. Describe your income (and/or your spouse if applicable).
4. Describe your insurance situation (are you covered with health, life, auto, home insurance).
5. Give confidence to the lender of your ability to repay the loan.
6. Tell your story - give the lender a good view of who you are, what your situation is. Let your personality shine!

Here are some examples of well-written loan requests on Prosper:
I Want to be Free - good detail
Debt Consolidation - good detail
Help Consolidate High Interest loans - good detail and story
Help Bring Barking Dog Coffee to Life! - Telling a good story

A few other useful hints:
* Include a nice picture of you and/or your family. Since the lenders can't meet you in person, it helps to make your request more personal.
* Don't end your listings on weekends or strange hours. Ending your listing during normal hours is better because as your listing is about to expire, it shows up high on the list of soon-to-expire listings and you want to maximize the people that see it near the end.
* Be honest. It's all about trust here, and your honesty will be appreciated.